Blog

Information to help you make wise financial choices in retirement.

Preparing for the 2026 Tax Sunset: Changes in Income Tax Rates and Deductions

As the 2026 tax sunset approaches, changes in income tax rates and deductions could increase your tax burden. Learn how these shifts may impact your financial planning and how Your Choice Financial can help you prepare.

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2026 Tax Sunset Impact on Business Owners: Bonus Depreciation and QBI Deduction

The 2026 tax sunset brings major changes to bonus depreciation and the Qualified Business Income (QBI) deduction for business owners. Find out how these changes could affect your tax strategy and the steps you can take to mitigate the impact.

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Estate Planning Before the 2026 Tax Sunset: Preparing for Changes to Estate Taxes

With the 2026 tax sunset reducing the estate tax exemption, your heirs could face a higher tax bill. Discover strategies to protect your wealth and how Your Choice Financial can help minimize estate taxes.

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Why Roth IRA Conversions Are More Important Than Ever

The 2026 tax sunset makes Roth IRA conversions more appealing than ever. Learn seven key reasons to consider converting your traditional IRA now and how Your Choice Financial can guide you through the process.

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2025 Estate Tax Thresholds Announced

IRS Raises Exemption Limits as Potential TCJA Expiration Looms The federal estate tax exemption has been increased for 2025, offering higher limits for taxpayers. While this adjustment is in line with inflation expectations, it carries more weight given that 2025 might be the last year of the current rules under the Tax Cuts and Jobs…

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New IRS Ruling on 401(k) Matching: Flexible Funds or Savings Risk?

Americans May Soon Get a Choice to Apply Employer Matches to Debt Repayment—But Is It Worth It? The IRS has introduced a change to 401(k) company match options, offering employees at one company the choice to allocate part of their employer match toward student debt or health reimbursements, rather than only retirement savings. While this…

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